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financing your home

get smart & learn about

the home loan process

If you haven’t experienced it before, the home loan process can feel overwhelming, but our agents will help you stay informed throughout the process. The first thing to do is consult with a mortgage specialist (or two). If you don’t already have someone in mind, we partner with some of the best lenders in the industry.

Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. The lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.

application & processing

your loan goes "live"

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

make an offer

& let's close on a home

Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!

finance with

our lender

Loan Officer Name

NMLS ID #
  • (123) 456-7891
  • (123) 456-7891
  • Address of Loan Officer

Imagine buying your dream home. Connect with a lender to help you make it happen. We’ll help you find the best local loan officer to get you competitive rates and the programs that best fit your individual needs.

Let's Get Started

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we can help
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Are you buying or selling a home?

Buying
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When are you planning on buying a new home?

1-3 Mo
3-6 Mo
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Are you pre-approved for a mortgage?

Yes
No
Using Cash
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Would you like to schedule a consultation now?

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When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

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When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo
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Would you like to schedule a consultation or see your home value?

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